Number Plate Finance

To help you spread the cost of buying private plates, we have teamed up with etika and Klarna to offer you convenient payment plan options.

About Private Plate Finance With etika

Swiftreg Ltd partner with etika whom provide you the option to spread the cost of your private registration purchase over a term of your choice. You can use our free Eligibility Check below - this check is FREE, there is no obligation to purchase and it will not affect your credit rating.

Finance Elibility

Minimum Criteria:

Must be over 18 years of age.
Must be employed at least 16 hours per week, self-employed, retired in receipt of a pension or receiving disability payments.
Must be a permanent UK resident with at least 3 years UK address history.
Must have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
Must have an active valid email address

The Application Process

Simply find and choose the registration you wish to purchase and click the "Secure Your Reg" button to go to our checkout. At the final step you can select the option for "Monthly Payments" which is the finance option provided by etika. At this point, you will be redirected to complete the etika application process, pay any deposit due (if applicable) and then submit your application.

On occasion your application may be referred and you may be required to submit further information - the details of which will be sent via email to you.

Finance approval is not guaranteed. All finance applications are subject to etika's eligibility criteria and credit assessment

Should your application be declined you can contact etika for further information.

Finance Examples

Finance is available on purchases upto £24,000 (inclusive of VAT/DVLA Fee). A deposit may be required and this is payable direct to etika as part of the application process.

Finance options available with a Representative 23.90% APR over 6 months and a Representative 17.90% APR and over 12 months. Finance options may also be available with a Representative 14.90% over 18, 24, 36 & 48 months.

A £500 sale with a representative 14.9% APR over 24 months:
Sale amount: £500
Deposit amount: £0
Credit amount: £500
Representative APR: 14.9%
Interest Rate: 14.0%
Number of repayments: 24
Monthly repayment: £24.00
Total amount of interest: £76.00
Total amount payable: £576.00

Finance Cancellation

The purchase of private registrations are excluded from any cooling off period. You can refer to our terms for full information.

Complaints

If you have a complaint regarding our website or our service, then please write to SUITE 21, 10 CHURCHILL SQUARE, KINGS HILL, WEST MALLING, ME19 4YU , or use the Contact Form on our website. We aim to respond within 5 business days.

For any questions please contact us either by phone or [email protected]

As a customer you can complain to the FOS about any FCA regulated service we offer directly, or via our partners. You can find further information on this by clicking here

Further Information

Swiftreg is a trading name of Swiftreg Ltd registered in England, registration number 12601865. Registered office address isSuite 21, 10 Churchill Square, Kings Hill, West Malling, Kent, ME19 4YU. 01732 280212.

Swiftreg Ltd is authorised and regulated by the Financial Conduct Authority, FCA registration number 934471.

Swiftreg Ltd trading as Swiftreg acts as a credit broker and is not a lender, introducing customers to etika Finance UK Ltd.

etika (a trading name of etika Finance UK Ltd) is a company registered in England and Wales 07440512 and authorised and regulated by the Financial Conduct Authority, registration number: 697658. Registered address: Suite 2.01, c/o Colony, One Silk St, Ancoats, Manchester M4 6AG

Web: www.etika.com

FAQs: https://etika.com/uk/customer/faqs

Email: [email protected]

Tel: 0800 028 9321

You can view our vulnerable customer policy by clicking here.

You can view our privacy policy by clicking here.

About Private Plate Finance With Klarna

Swiftreg is an introducer of unregulated credit products provided exclusively by Klarna Bank AB (publ). Finance is only available to permanent UK residents aged >18, subject to status, terms and conditions apply. Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.

Klarna is Europe's leading payments provider and a newly-licensed bank, which wants to revolutionise the payment experience for shoppers and merchants alike. Founded in Stockholm, Sweden, in 2005, the fintech unicorn gives online consumers the option to Pay now, Pay later or over time — offering a trusted, frictionless and smooth checkout experience. Klarna works with over 130,000 merchants, including Topshop, Swoon, ASOS and JD Sports in the UK, to offer payment solutions to users across Europe and North America. Klarna has 2,500 employees and is active in 14 countries.

Who is Klana?

Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of Smoooth payments to more than 100,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.

What payment terms does Klana Offer?

When you shop online, Klarna reviews each order to determine which payment options are available to you. Klarna will provide you the opportunity to split the purchase over 6, 12 or 24 months, and will detail the cost of each payment term so you can choose the best payment to suit you. If you are approved, Klarna will create you an account and your order will be placed.

I have been asked to go to Klana's site. Is that correct?

If you have chosen to pay with Slice it by Klarna, Klarna will send you an email with further details on how to pay.

Do I need to be 18 or older?

Slice it is only available to people aged 18 or over and is an online exclusive payment method.

How do I manage my Klana Account?

Log in to the customer portal at Klarna.com at any time day or night, to review your purchases and settle your monthly statement. If you need further assistance, you can contact Klarna's Customer Service team.

How can I increase my chances of being accepted for Slice it?

Klarna is unique and offers payment terms based on a number of factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered Klarna by ensuring you provide your full name and accurate address details and shipping to your registered billing address. All orders are assessed individually. Just because you have had finance or used Klarna before, does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.

How is my statement sent?

If you chose to use Klarna for your purchase, Klarna will send your monthly statement notification via email with instructions on how to make a payment and an overview of your Klarna Account. Once you have been landed on your Klarna Account overview page, simply select 'Make a payment' and enter the amount you wish to pay towards your balance.

What do I need to provide when I make a purchase?

If you want to make a purchase with a Klarna Account you need to provide your mobile phone number and your email address as well as name, billing address and your date of birth. Your mobile number is required in case we need to reach you. All statements will be sent to your email address. It's very important, that you give us the correct details, as otherwise you will not receive monthly statements and so be liable for late payment fees.

Is my payment information safe?

Payment information is processed securely by Klarna. No payment information is transferred to us or held by us. All transactions take place via connections secured with the latest industry standard security protocols.

How do I make a payment?

First, log in at www.klarna.com/uk and visit your Klarna Account overview page. Then, simply select 'Make a payment' and enter the amount you wish to pay towards your balance. Should you have any questions or concerns when making a payment you can contact Klarna's Customer Service.

I haven't received an email with my statement

Please contact Klarna's Customer Service via live chat or phone. They will be able to provide you with details on how to pay.

I still have questions regarding payment.

Visit Klarna's Customer Service for a full list of FAQ's, live chat and telephone options.